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Are Creditors Harassing You?

It is ILLEGAL for a creditor to harass a debtor in order to collect repayment. Do not allow yourself to be harassed! The Fair Debt Collection Practice Act specifically delineates what conduct is allowed and what conduct is not allowed by creditors collecting debts. Have you been a victim of illegal collection by creditors?

Some illegal forms of collections attempts are:

  • Calling during non-appropriate hours of the day
  • Using foul language
  • Using a false identity
  • Threatening debtor’s safety, or reputation
  • Altering amount owed
  • Fraudulently altering debtor’s credit report

Harassing creditors will not make it easier to pay the debt off, actually it only add more stress to your life. For more information on creditor’s illegal tactics, ask Fort Lauderdale Bankruptcy Attorney Carmen G. Soto during your FREE CONSULTATION. You may be a victim of illegal credit collection, and Bankruptcy Attorney Carmen G. Soto is ready to fight for you and provide the protection you deserve.

One way to end harassing creditors, whether they are using illegal collecting methods or not is BANKRUPTCY. Filing for a Chapter 7 bankruptcy will force the creditors to freeze any collection on debt, through an automatic stay. If a creditor then attempts to contact the debtor in any way while this “automatic stay” is in effect they will have legal ramifications. The court can even force the continuously harassing creditor to pay punitive damages, attorney’s fees, and even court cost if they are violating the automatic stay.

Client Reviews
Carmen G. Soto, PA and her amazing legal team is Excellent!!!! represented my daughter during divorce and we would absolutely recommend her!! Thank you and GOD BLESS YOU!! Ing. Delgado and Family
Carmen G. Soto, is an excellent attorney. She is very patient, knowledgeable, professional and my favorite.... flexible with payment plans. I was in need of an attorney to secure my sons future, and Carmen with her knowledge and experience provided the support we needed. I can honestly say that as a man/father we never get a fair chance in the courtrooms concerning family matters but Carmen made sure the Court systems saw past that stigma and justice was rightfully served. I would highly recommend Carmen G. Soto and her staff. Anonymous
Never having to use an attorney before, I was quite nervous and skeptical about my first meeting. Carmen Soto, not only made my first experience very comfortable, but was very informative and quite knowledgeable in the field of family law and divorce. She was there every step of the way for me as a support system, and her confidence and expertise made my otherwise very difficult situation, a very positive one. I highly recommend Carmen Soto. She is an excellent and compassionate attorney who clearly outlines all your options and takes a personal interest in your individual situation. Anonymous