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341 Meeting of the Creditors

Your 341 Meeting may be considered the most stressful part of your bankruptcy because this is the meeting where you meet the Trustee assigned to your case. Though this meeting may seem scary, this cannot be further from the truth.

Once you have arrived at the Courthouse you will enter a room filled with chairs and other people also awaiting their 341 Meetings. When your turn comes, the Trustee will call you and your attorney and check your original social security card and your government issued photo ID. The Trustee will then ask some basic questions that may include the following:

  1. Have you reviewed your Bankruptcy Petition, the Schedules and Amendments to Schedules that your attorney prepared for you?
  2. Are they true and correct?
  3. Are the lists of all assets and debts true and correct?
  4. Are you keeping your home?
  5. Are you keeping your car? *If you have equity in the car, you may need to make payment to the Trustee.
  6. What caused you to file bankruptcy?
  7. Where are you living? Is your permanent residence Florida?
  8. Have you sold or given away anything of value in the last 12 months?
  9. Have you received any monies from relatives or anyone else in the last 12 months?
  10. Have you inherited money in the last 12 months?

The Trustee may also ask detail specific questions regarding your bankruptcy and will ask for any documents that may be missing at this time. The Trustee will then conclude your meeting.

Client Reviews
Carmen G. Soto, PA and her amazing legal team is Excellent!!!! represented my daughter during divorce and we would absolutely recommend her!! Thank you and GOD BLESS YOU!! Ing. Delgado and Family
Carmen G. Soto, is an excellent attorney. She is very patient, knowledgeable, professional and my favorite.... flexible with payment plans. I was in need of an attorney to secure my sons future, and Carmen with her knowledge and experience provided the support we needed. I can honestly say that as a man/father we never get a fair chance in the courtrooms concerning family matters but Carmen made sure the Court systems saw past that stigma and justice was rightfully served. I would highly recommend Carmen G. Soto and her staff. Anonymous
Never having to use an attorney before, I was quite nervous and skeptical about my first meeting. Carmen Soto, not only made my first experience very comfortable, but was very informative and quite knowledgeable in the field of family law and divorce. She was there every step of the way for me as a support system, and her confidence and expertise made my otherwise very difficult situation, a very positive one. I highly recommend Carmen Soto. She is an excellent and compassionate attorney who clearly outlines all your options and takes a personal interest in your individual situation. Anonymous